Hart Owens Group Plc
real people, real partnerships
Let us introduce you to our world of difference
Why Hart Owens?
When we set out some 15 years ago, our aim was to challenge the conventions of what an insurance broker should be. We succeeded in changing perceptions through a combination of services, delivery and approach that set us apart and continues to work for us and our clients today.
So, what´s the difference?
We´re Active All The Way
This is where we really excel. Hart Owens manages your insurance in the truest sense. We enjoy working with our clients and to us, our business is not just offering you an annual broking and claims processing service. We will always strive to find opportunities to deliver more, and better.
We were set up for client companies that demand and expect more from their insurance advisors. For example, we´ll review your cover and policy requirements at regular intervals to ensure it´s always a perfect match for your needs and competitively priced.
We´ll help you to defend or mitigate Liability claims where appropriate. We´ll speak to you throughout the claims cycle on all claims and keep you up to date on outstanding costs and developments. Your Account Manager at Hart Owens Group Plc also manages your claims. They know exactly what´s happening day to day.
If we weren´t doing all this, we couldn´t really call ourselves insurance managers.
We Work In Partnerships
Key to our approach is the partnership we build with your business. It´s what enables us to deliver our services as if we are part of an in-house team. We deliver the best because we know and understand your business. We know how you work so we can be clear in identifying what you need and explain this to insurers.
More than anything, partnership means that your concerns, your objectives and your needs are ours too. We´re all working towards the same ends, with a clear notion of what they are.
Whilst insurers may not like it, we have no obligations to insurers, only to clients.
Health and Safety
We treat Health and Safety and Risk Management as a vital component of our management service to clients. It is a major element in setting Liability premiums for the future.
The first step is a Liability Health Check. This comprehensive check on your business helps us to identify simple measures you can adopt to help you improve safety in the work place, leading to a possible reduction in claims and subsequent saving in premiums. We want you to own the process so we train you to manage safety in the workplace more effectively, because we can´t be there 24 hrs a day.
We will not tie clients into long term contracts preferring to let the work we do speak for itself.
It´s the process that makes all the difference; less chance of an accident, fewer claims, lower premiums...simple.
We Bring You Perfectly Integrated Services
Unlike most other brokers, we can offer you a comprehensive range of services from within the Hart Owens Group. Our Health and Safety and Risk Management team work closely with our Account Managers and together with Financial Services, we ensure a seamless, integrated service.
Remember, insurance should be a long term management tool... it´s not a one-off purchase with no consequences for the future.
By integrating Health and Safety with insurance requirements means you get the same level of understanding across the board and there is nowhere for information to go missing. It´s a connected service that means your corporate insurance programme is comprehensive and thorough.
We Give You Active Intelligent Management
If your insurance providers are not in the habit of looking forward, you could be paying out more than you need to.
Intelligent policy management is both an art and a science. We work closely with you to ensure your insurance programme is managed to work in your interest. Our advice to you is based not just on what the market is doing today, but how you may be affected in the future.